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Both Equifax and TransUnion launched investigations of all of my accounts (both closed and open ones). I did not request this. I had no disputes with any of these accounts. Yet, both bureaus put remarks on all my accounts stating they are “Disputed”!! This has wreaked havoc with my FICO scores, as they both keep adding/removing remarks without my knowledge or permission. At one point, Equifax claimed that my mortgage account was closed! They keep altering my account information on their own without my permission!! I didn’t know how to get them to stop, I even filed complaints against both with the CFPB, and both responses did not acknowledge this issue. They are also deleting older accounts (again, without my permission), which has lowered my credit age from 28 years to 3 years! This lowered my scores significantly. I was really frustrated until and in my quest to stop what is going on in my credit report, I came across a credit repair company called Credit Trinity Care with the email ‘creditscoretrinity@gmail.com’ on quora.com. I did my research about this company and saw awesome replies accredited to their services. So I did give them a try. After making some commitments, not only were they able to fix my issues, they also improved my credit score to 810. With this I quickly purchased my dream house. I can’t thank them any less.

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